Revolut

The financial super-app – banking, FX, stocks, and crypto in one.

4.5
(31 reviews)
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  • PriceFree – $16.99/mo
  • Founded2015
  • HQLondon, UK
  • Employees5,000+

About Revolut

Revolut packs a full financial life into one app: multi-currency spending at interbank rates, budgeting, stock and crypto trading, savings vaults, and slick disposable virtual cards. Paid tiers add travel insurance and lounge perks that frequent flyers actually use.

Key Features

  • Multi-currency accounts
  • Stock and crypto trading
  • Budgeting analytics
  • Savings vaults
  • Disposable virtual cards

Pros & Cons

Pros

  • Broadest feature set in fintech
  • Excellent FX rates for travel
  • Disposable virtual cards

Cons

  • Support quality varies
  • Best perks locked to paid tiers

Frequently Asked Questions

Is Revolut free?
Standard is free; Premium/Metal ($9.99/$16.99) add insurance and perks.
Is Revolut a bank?
Banking licenses in the EU/UK; US via partner banks.
Why disposable cards?
One-time numbers make sketchy checkouts safe.

Reviews

4.5

31 reviews

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Similar Apps

Best For

Travelers and power users who want one app for everything money.

Use Cases

Spending abroad in 150+ currencies at strong exchange rates
Budgeting with instant notifications, analytics, and spending categories
Holding and exchanging 30+ currencies plus crypto and commodities
Disposable virtual cards for safer online shopping
Splitting bills and group expenses with instant transfers between users

Pricing Details

Revolut Standard is free with fair-usage currency exchange and ATM limits. Paid tiers — Plus, Premium (about $9.99/month), Metal (about $16.99/month), and Ultra — raise limits and add insurance, lounge access, and cashback. Weekend exchange markups of about 1% and out-of-plan ATM fees are the main free-tier gotchas.

Security & Trust

Revolut secures accounts with biometric login, device management, location-based card security, and instant freeze plus disposable virtual cards for online purchases. In the US, deposits sit with partner banks for FDIC pass-through insurance; in the UK/EU it now operates under banking licenses. Watch for impersonation scams targeting its in-app chat support.

Alternatives To Consider

Wise beats Revolut on pure international transfer costs and rate transparency, while Monzo and Starling offer stronger UK banking basics. Chime plays a similar role for US fee-free banking without the currency features. For crypto exposure specifically, dedicated exchanges offer better pricing than Revolut’s spreads.

Editorial Verdict

Revolut is the most feature-packed money app in the world — travel spending, budgeting, and multi-currency accounts in one beautiful interface. Its breadth is also its critique: jack of all trades, with weekend fees and support complaints. For travelers and the finance-curious, the free tier alone is worth carrying.

Sources & Review Notes

Last reviewed: July 26, 2026