- PriceFree to $16.99/mo
- Founded2015
- HQLondon, UK
- Employees5,000+
About Revolut
Revolut packs a full financial life into one app: multi-currency spending at interbank rates, budgeting, stock and crypto trading, savings vaults, and slick disposable virtual cards. Paid tiers add travel insurance and lounge perks that frequent flyers actually use.
Key Features
- Multi-currency accounts
- Stock and crypto trading
- Budgeting analytics
- Savings vaults
- Disposable virtual cards
Pros & Cons
Pros
- Broadest feature set in fintech
- Excellent FX rates for travel
- Disposable virtual cards
Cons
- Support quality varies
- Best perks locked to paid tiers
Frequently Asked Questions
Is Revolut free?
Is Revolut a bank?
Why disposable cards?
Best For
Travelers and power users who want one app for everything money.
Use Cases
- Spending abroad in 150+ currencies at strong exchange rates
- Budgeting with instant notifications, analytics, and spending categories
- Holding and exchanging 30+ currencies plus crypto and commodities
- Disposable virtual cards for safer online shopping
- Splitting bills and group expenses with instant transfers between users
Pricing Details
Revolut Standard is free with fair-usage currency exchange and ATM limits. Paid tiers — Plus, Premium (about $9.99/month), Metal (about $16.99/month), and Ultra — raise limits and add insurance, lounge access, and cashback. Weekend exchange markups of about 1% and out-of-plan ATM fees are the main free-tier gotchas.
Security & Trust
Revolut secures accounts with biometric login, device management, location-based card security, and instant freeze plus disposable virtual cards for online purchases. In the US, deposits sit with partner banks for FDIC pass-through insurance; in the UK/EU it now operates under banking licenses. Watch for impersonation scams targeting its in-app chat support.
Alternatives To Consider
Wise beats Revolut on pure international transfer costs and rate transparency, while Monzo and Starling offer stronger UK banking basics. Chime plays a similar role for US fee-free banking without the currency features. For crypto exposure specifically, dedicated exchanges offer better pricing than Revolut’s spreads.
Editorial Verdict
Revolut is the most feature-packed money app in the world — travel spending, budgeting, and multi-currency accounts in one beautiful interface. Its breadth is also its critique: jack of all trades, with weekend fees and support complaints. For travelers and the finance-curious, the free tier alone is worth carrying.
Review notes
Last reviewed: July 26, 2026
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